RATE CHANGE - ING / Reliastar - effective 12-01-11 RATE CHANGE - Integrity / National Integrity - effective 11-30-11 RATE CHANGE - Symetra - Rates - effective 11-29-11 RATE CHANGE - Securian / Minnesota Life - effective 11-26-11 Fidelity & Guaranty - New Product Accumulator Plus - effective 12-01-11 RATE CHANGE - United Heritage - effective 12-01-11 RATE CHANGE - Legacy Marketing - effective 12-01-11 RATE CHANGE - American Equity - Growth rate dropping to 6.5% and payout factors reducing - LIBR - Lifetime Income Benefit Riders - effective 12-12-11 RATE CHANGE - Fidelity & Guaranty - effective 12-01-11 RATE CHANGE - Standard Insurance - Our rates are holding - effective 12-01-11 RATE CHANGE - Phoenix - effective 12-01-11 American National - Nevada Products, New Suitability Forms RATE CHANGE - North American - effective 11-16-11 Phoenix - LegacyShield in TX - Suspended -effective 11-10-11 National Western - Issue Procedures for Withdrawal of Products - 33135 Integrity Life / National Integrity - Problems. Balloons. Ratings. And Annuities. American National - Find Security with 9.62% Cash Flow* National Western - Announces Annuity Product Changes Important Information RATE CHANGE - American General - effective 11-07-11 RATE CHANGE - Western National / First SunAmerica - effective 11-07-11