RATE CHANGE - ING USA - effective 01-03-12 RATE CHANGE - Lincoln Financial - effective 01-01-12 RATE CHANGE - Standard Insurance - effective 01-01-12 UPDATED United Heritage - Quick start - SKI TRIP! 01/01/2012 - 01/31/2012 RATE CHANGE - United Heritage - effective 01-01-12 RATE CHANGE - Americo - effective 01-08-12 RATE CHANGE - Integrity / National Integrity - effective 12-31-11 UPDATED RATE CHANGE - American National - Newsletter: Happy New Rate - effective 01-01-12 RATE CHANGE - Integrity / National Integrity - effective 12-31-11 RATE CHANGE - North American - effective 01-01-12 RATE CHANGE - Principal - effective 01-01-12 RATE CHANGE - Legacy Marketing - effective 01-01-12 RATE CHANGE - Fidelity & Guaranty - effective 01-01-12 RATE CHANGE - North American - effective 01-01-12 Great American - News December 27, 2011 RATE CHANGE - ING Reliastar - effective 01-01-12 ING Reliastar - Corrected link for New Money Rates, effective January 1, 2012: ING Independent Zone December 22, 2011 RATE CHANGE - Standard Insurance - effective 01-01-12 RATE CHANGE - Western National / First SunAmerica - effective 12-27-11 RATE CHANGE - American General - effective 12-27-11 ING Annuity - New California Regulations American Equity - New Product Heritage Gold RATE CHANGE - Securian / Minnesota Life - effective 12-17-11 Genworth - Now available: SecureLiving® Fixed Index Annuities December 12, 2011 Genworth - New FIA Product available December 12, 2011 Genworth - News Bulletin for Week Beginning December 12, 2011 RATE CHANGE - Principal - effective 12-15-11 RATE CHANGE - Fidelity & Guaranty - effective 12-01-11 RATE CHANGE - Symetra - Rates - effective 12-08-11 RATE CHANGE - Forethought - effective 10-03-11 RATE CHANGE - Allianz - effective 11-01-11 RATE CHANGE - Lincoln Financial - effective 12-01-11 RATE CHANGE - American National - effective 01-01-12