Speed up the Underwriting process by using this free tool. No more waiting on medical records to be sent from the doctor’s office. Access the records you need immediately.
Sign up here (send this link to your client): http://mydigitalrecords.com/BHI
Carriers that will accept HAPI as long as enough information is included to make a decision:
Principal National – they send out their own link to the proposed insured.
Prudential Life
Cincinnati Life
John Hancock
Banner Life – they will attempt to obtain EHR’s prior to the traditional APS order on the Horizon applications
Lincoln Financial – prefer traditional APS but is willing to “look” at HAPI
Helpful Resources: